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Academy Credit |
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Academy Credit
Academy
Credit -
Don’t let bad credit from your past fill your future with uncertainty. Academy
Credit is an industry veteran dedicated to improving your credit score. For merely
$37 per month you can retain our experienced staff to remove your negative credit
items.
FAQs How long does it take? Each case is unique. The speed of progress will depend on your participation, the nature of your case and the level of credit bureau cooperation. We do, however, work on your case for a full twelve months if required, although we anticipate results within 3-9 months. How are negative items removed? The credit bureaus and financial institutions must comply with over 200 legal provisions when reporting information on your credit reports. They commonly fail to follow The Fair Credit Reporting Act and Fair Debt Collection Practices Act. When this happens, we demand the removal information that was illegally added to your credit reports. When the credit bureaus and creditors realize that they have been caught violating these laws, they would rather change the information on your reports than risk a lawsuit or a fine. Is repairing my credit legal? Surprisingly, this is the number one question we are asked. Academy Credit process is 100% legal and is completed by a law firm. In fact, the government recognized that many consumers were being financially burdened because errors were appearing on their credit reports. As a result, the government passed the Fair Credit Reporting Act (FCRA), which allows consumers to legally challenge information on their credit report on the basis of "completeness and accuracy." The government has also passed an act, which authorizes a third party to assist you in challenging inaccurate credit reports. Academy Credit fully complies with this act. Can I cancel anytime? Yes. You are under no contract or obligation to stay on our service for any period of time. You may cancel the service at any time with no penalties or cancellation fees.
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